Current
0 €
Monthly fee
- EUR account with a Finnish IBAN
- Debit card included
- Unlimited SEPA transfers
12 September
Weekend maintenance
Internet bank is unavailable on Sunday 02:00–04:00. Cards and ATMs stay up.
Accounts, cards and payments in one session. Sign in with your username and the code from the mobile app. Built for everyday use in Finland and across SEPA.
A current account, a savings pocket and a joint account. Open them in the internet bank, no branch visit.
Monthly fee
Variable, annual
Account holders
Debit cards for payments in the Nordics and abroad. Freeze a card in the app, set limits, and turn contactless on or off.
The card arrives by post in a few days.
No extra paper form.
EUR purchases. Foreign exchange shown before you confirm.
Change them any time. Defaults for a new card:
A decision inside the internet bank. The figure you see is an example, not an offer.
| Product | Amount | Example rate | Term |
|---|---|---|---|
| Personal loan | 2 000 – 15 000 EUR | from 7.9% | 1 – 8 years |
| Home loan | from 40 000 EUR | Euribor + margin | up to 25 years |
| Card credit | 500 – 5 000 EUR | from 9.5% | revolving |
SEPA and instant transfers in EUR. Salary, rent and bills from the same account.
Transfers between Aava accounts are immediate. SEPA credit transfers leave the same banking day if you confirm them before 16:30. Instant payments are available to banks that accept them.
Recipient name, IBAN and the amount. For a payment outside SEPA, add BIC and the purpose of the transfer. Fees are shown before you confirm.
Short notes. No marketing blast.
Internet bank is unavailable on Sunday 02:00–04:00. Cards and ATMs stay up.
The variable rate on the savings pocket is 1.80% from this month.
Confirm a login with the code in the mobile app. The old list of codes is retired.
Support answers every day. Have your username ready. We never ask for the full password in a call.
+358 9 725 441
Mannerheimintie 12, Helsinki
Hämeenkatu 8, Tampere
Open weekdays 10:00–16:00
Finnish personal identity code or a residence permit, plus a mobile number. The application continues in the internet bank.