Support daily 8:00–21:00 · +358 9 424 880EN · FI · SV
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SeljaPrivate accounts
Internet bank

Quiet money, clearly kept.

A current account, a card and transfers in EUR. Sign in with your username and the one-time code from the mobile app.

Sign in

EUR / USD1.0830
EUR / SEK11.18
EUR / NOK11.54
Reference16:00

Accounts

Three products. The prices below are the public list, not a personal offer.

Everyday

0 €

Monthly fee for a personal EUR account.

  • Finnish IBAN
  • Debit card
  • SEPA transfers

Reserve

1.65%

Variable rate on the savings balance.

  • No fixed term
  • Move money in the app
  • Separate from spending

Shared

2

Holders on one household account.

  • Two cards
  • Shared history
  • Rent and bills

Card

A debit card for shops and online payments. Freeze it in the app. Limits can be changed before a trip.

Contactless default 50 EUR. Daily shop limit 2 000 EUR. ATM 400 EUR.

How it starts

  • Order the card after the account is open
  • It arrives by post
  • Activate with the app code
  • PIN is chosen in the internet bank

Credit

Examples only. A decision is shown inside the internet bank.

ProductRangeExampleTerm
Personal1 000 – 12 000 EURfrom 8.4%1 – 6 years
Homefrom 50 000 EUREuribor + marginup to 25 years
Reserve line500 – 3 000 EURfrom 10.5%revolving

Inside Selja

Transfers between our accounts are immediate, including evenings.

SEPA

Same-day EUR payments confirmed before 16:30. Instant where the other bank accepts it.

Abroad

BIC, IBAN and the purpose. The fee is shown before you confirm.

Notes

Service messages, not campaigns.

9 September

Sunday window

Internet bank pauses Sunday 02:00–04:00. Cards keep working.

28 August

Savings rate

The reserve account variable rate is 1.65% this month.

2 August

App code

Login confirmation now uses the code in the mobile app.

Talk to us

+358 9 424 880

We do not ask for the full password on the phone.

Desk

Bulevardi 18, Helsinki
Weekdays 10:00–16:00

Open an account

Identity code or a residence permit, and a mobile number. The form continues after sign-in.